Tammy BirtleyCFP®, CCS

Financial Planner

For over 15 years, I have successfully helped individuals, families and business owners to plan for their financial security for the present and their future. The ability to share my knowledge and experience with clients of all ages is truly very rewarding. The key factor is my technique and personable approach that enables the client to truly relate to their financial goals. When it becomes clear that the path forward goal is attainable, great things will happen.

In my existing practice I offer financial and retirement planning as well as personal insurance policies. I have recently added Cash Flow Planning to what I already offer, which becomes the first step in the Financial Planning Process. Once the Cash Flow Plan is in place, I can show my client where they have the money to ensure they meet their financial and retirement goals, as well as buy the insurance policy that will protect their family. Again, once the client sees the potential and their true capacity, great things will happen.

In today’s world, managing cash flow is made even more difficult by reliance on debit and credit cards. With many Canadians now retiring in debt, it becomes extremely rewarding for me, as a financial professional, to be able to help structure spending and saving. And most importantly, it’s achieved by a method that is not restrictive or invasive but still meets the clients’ goals.

I have been working in the financial services industry since 1993. I joined Investment Planning Counsel as a financial advisor, through affiliations, in 1998. As a professional, I must understand the whole financial picture. Through a six step process I will find out what is important to you and develop a plan to help you meet the financial goals you have set for yourself. The plans are the start of a solid building block to help my clients reach their financial goals. I am offering peace of mind, not just another product.

I provide a complete range of consulting services to my individuals, families and corporate clients including portfolio, estate, tax and retirement planning, education savings, behavioural spending concepts, debt management, and structured plans that take into account each clients’ goals, both short-term and long-term, through all stages of life.

I earned The Certified Cash Flow Specialist (CCS) Designation, the first program of its kind in Canada in, 2015. I have also earned the internationally recognized CERTIFIED FINANCIAL PLANNER designation in 2009. In addition I have completed the Level 1 and 2 Life Insurance Licensing, the Canadian Securities Course and the Professional Financial Planning Course.

Morning meetings (or any other time by special request) are quite often chaired by Ziva who will greet you at the door with enthusiasm, a wag of the tail and some drool and when the topic of conversation switches from her to financial planning she will find a nice corner to go for a nap (she doesn’t have the same passion for financial planning as I do).

I can be reached by phone at (705) 434-0466 or (866) 483-7534
By email tammy.birtley@tbirtleyipc.ca
My website is www.tbirtleyipc.ca


Insurance products available through Tammy Birtley.